

Asset allocation has predominantly dominated the investment environment. This has also found its place in financial advisory. Asset allocation involves the distribution of economic resources to investment vehicles based on investment goals, horizon and risk tolerance. In a fast changing and dynamic financial market, investment vehicles come in varied forms but basically, an investor’s perspective include assets offered by a company or investment firm to help those investors move more money from the present to the future with the hope of increasing the value of their money. Principally, this investment vehicles include Stocks, Fixed Income Securities, Real Estate and Alternative Investments. For individuals and corporates to efficiently allocate their economic resources to achieve their investment objectives through these investment vehicles, there is need for a proper understanding of this varied investment products hence the need of a financial advisor.